Become a Debto Certified Partner
Help your clients save lakhs. Build a new income stream.
Whether you’re a Chartered Accountant, Financial Planner, Insurance Advisor, HR Consultant, Business Consultant or Real Estate Professional, Debto empowers you to deliver greater value to your clients while creating an additional source of income.
Our AI analyses your client’s loan portfolio, experienced banking professionals identify savings opportunities, and our operations team manages the complete execution.
You build relationships. We handle the rest.
AI Loan Analysis
Portfolio health snapshot
Why become a Debto Partner?
Your clients already trust you with important financial decisions. Now you can also help them reduce EMIs, lower interest costs, optimise their loans and become debt-free faster — without becoming a banking expert.
Expand Your Professional Services
Offer debt optimisation as a value-added service.
Strengthen Client Relationships
Become the advisor who helps clients save money.
Create an Additional Income Stream
Earn attractive commissions on successful referrals.
No Banking Expertise Required
Debto provides the technology, expertise and execution.
AI + Human Expertise
Advanced AI backed by experienced banking professionals.
End-to-End Customer Support
Documentation, lender coordination and communication are handled by Debto.
Who can become a Debto Partner?
We are looking for professionals who already have trusted relationships with individuals and businesses.
Financial Professionals
- Chartered Accountants
- Tax Consultants
- Financial Planners
- Wealth Managers
- Insurance Advisors
- Mutual Fund Distributors
Business Professionals
- Business Consultants
- HR Consultants
- Payroll Consultants
- Employee Wellness Consultants
Property Professionals
- Real Estate Consultants
- Property Advisors
Independent Professionals
- Lawyers
- Financial Coaches
- Credit Consultants
- Entrepreneurs
- Freelance Professionals
How the Debto Partner Program works
You introduce your client to Debto.
Your client uploads their loan details or CIBIL Report.
Debto AI analyses the complete loan portfolio.
Our experienced banking professionals identify genuine savings opportunities.
Debto manages the complete process including documentation, lender coordination and execution.
Your client saves money. You earn a commission.
Why Debto is different
Unlike traditional loan marketplaces, Debto is built around one objective: help customers optimise their existing debt — not sell them another loan. Every recommendation is based on what benefits the customer financially.
Traditional Loan Marketplace
- Focus on selling new loans
- Lender-driven recommendations
- Limited post-disbursement support
- No debt optimisation
Debto
- AI-powered debt analysis
- Human review by experienced banking professionals
- Balance transfer evaluation
- Debt optimisation strategies
- End-to-end execution
- Customer-first recommendations
What your clients receive
Every client referred through you receives access to Debto’s complete debt optimisation service.
Why clients trust Debto
Most borrowers never know:
- Whether they’re paying too much interest
- Which loan should be closed first
- If refinancing actually saves money
- Which bank currently offers better rates
- How much they can save over the life of their loans
Debto combines AI technology with experienced banking professionals to provide personalised recommendations that help customers make smarter financial decisions.
What every approved partner receives
Professional Onboarding
Structured product training and onboarding.
Sales & Marketing Toolkit
Digital brochures, WhatsApp & email templates, FAQs, presentations and social creatives.
Dedicated Relationship Manager
One point of contact for support.
Transparent Commission Tracking
Track every referral and payout.
Fast Commission Payments
Simple and transparent payment process.
Ongoing Product Updates
Stay informed about new services and features.
Become a Debto Certified Partner
Joining the Debto Partner Network is free, but every application is carefully reviewed. Our goal is to build a trusted network of professionals committed to helping borrowers make better financial decisions.
- 1Submit your application.
- 2Initial discussion with our Partner Success Team.
- 3Profile verification.
- 4Complete partner onboarding and product training.
- 5Sign the Debto Partner Agreement.
- 6Receive your Partner Kit.
- 7Start referring clients.
No joining fee. No subscription. No hidden charges.
Frequently asked questions
No. Joining the Debto Partner Network is completely free.
Every application is reviewed to maintain the quality and credibility of the Debto Partner Network.
No. Debto provides all the technology, expertise and operational support required.
No. Whenever technical or banking guidance is required, our specialists work directly with the customer.
Partners receive commissions for successful referrals and completed services. The detailed commission structure is shared during onboarding.
Yes. Many partners build an additional income stream alongside their existing profession.
Help your clients become debt-free faster.
Every day, thousands of borrowers pay more interest than they should. Together, we can change that. Expand your professional services, deliver greater value, build stronger client relationships and create an additional income stream.
Apply to become a Debto Certified Partner
Tell us a little about yourself. A Debto Partner Success team member will reach out within one working day.